615 Laurel Fork Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 615 Laurel Fork Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,050 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Dec 2015)
Tax Bill	$3,855 (2024)
Deeds & Mortgages	Oct 2025 Transfer Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-432-79`

Property Details

APN / Parcel Number

Primary APN	`227-432-79`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,050 sqft Living Area
1st Floor Area	1,294 sqft
Upper Floors Area	930 sqft
Basement Area	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	806 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	154 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	615 LAUREL FORK DR
City	MATTHEWS
State	NC
Zip	28105-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L4 B5 M23-722
Legal Subdivision	SARDIS PLANTATION PH 06 MAP 01
Legal Block	5
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2004
Census Tract	5833

Owner

Source: Mecklenburg County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Aug 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	2015157976
Deed Book / Page	30461 / 760
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000126393
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 23, 2025
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000108983
Book / Page	39954 / 165
Map Reference	MB 23 PG 722
Instrument Date	Jun 19, 2025
Instrument	2025108983
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038288
Date	Apr 29, 2024
Book Page	38782/341
Instrument	2024038288

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212615
Date	Nov 8, 2021
Book Page	36736/603
Instrument	2021212615

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117557
Date	Sep 18, 2018
Book Page	32979/486
Instrument	2018117557

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 13, 2020
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000126393
Book / Page	34921 / 983
Map Reference	MB 23 PG 722
Instrument Date	Jul 24, 2020
Instrument	2020126393
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521

Mortgage

Document Number	0000126394
Date	Aug 13, 2020
Instrument	2020126394

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	615 LAUREL FORK DR, MATTHEWS, NC 28105-1521
Document Number	0000119374
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAUREL FORK DR MATTHEWS NC 28105, MATTHEWS, NC 28105

Mortgage

Document Number	0000119374
Date	Sep 10, 2019
Book Page	033836/000332
Instrument	119374

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$507,800 Land $100,000 Building $407,800	$507,800 (-) Land $100,000 Building $407,800
2024	$3,855.00
2023			$507,800 Land $100,000 Building $407,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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