Kane County property record for 630 Forest Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,784 sqft · built 1915 |
| Lot Size | 0.112 acres (4,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Aug 2026) |
| Tax Bill | $5,929 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-278-013 |
| Primary APN | 06-13-278-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,676 sqft |
| Basement Area | 892 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 4,884 sqft (0.112 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 630 FOREST AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONATHAN FORCES ADDN WEST 1/2 LOT 5 BLOCK 2 |
| Legal Subdivision | JONATHAN FORCES ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 851400 |
Source: Kane County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 W CHICAGO ST, ELGIN, IL 60123-5450 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| May 12, 2026 | Warranty Deed, Transfer · Construction Mortgage REPUBLIC BANK/CHICAGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | May 12, 2026 · Amount on Record |
| Deed Document Number | 202634296 |
| Prior Transfer Date | Oct 4, 2004 |
| Prior Transfer Doc | 0000139366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 10, 2026 |
| Property Address | 630 FOREST AVE, ELGIN, IL 60120-4405 |
| Document Number | 0000034296 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202634296 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 W CHICAGO ST, ELGIN, IL 60123-5450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034297, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202634297 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 12, 2026 |
| Property Address | 630 FOREST AVE, ELGIN, IL 60120-4405 |
| Document Number | 0000019525 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.19525 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 36W995 RED GATE RD, ST CHARLES, IL 60175-6223 |
| Document Number | 0000019526, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..19526 |
| Name | REPUBLIC BANK/CHICAGO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 8, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,929.00 (+3.49%) | $77,722 (+8.57%) Land $11,107 Building $66,615 | $233,259 (+8.57%) Land $33,334 Building $199,925 |
| 2024 | $5,729.00 (+12.05%) | $71,587 (+21.4%) Land $10,230 Building $61,357 | $214,847 (+21.44%) Land $30,702 Building $184,145 |
| 2022 | $5,113.00 (+3.97%) | $58,970 (+6.96%) Land $8,427 Building $50,543 | $176,910 (+6.96%) Land $25,281 Building $151,629 |
| 2021 | $4,918.00 | $55,133 Land $7,879 Building $47,254 | $165,399 Land $23,637 Building $141,762 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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