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631 Forest Ave, Elgin, IL 60120 Property Records

Kane County property record for 631 Forest Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1910
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (Dec 2020)
Tax Bill$7,020 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-13-280-007

Property Details

APN / Parcel Number

Primary APN06-13-280-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,658 sqft Living Area
Gross Area2,648 sqft
Basement Area990 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions132 ft deep x 74 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address631 FOREST AVE
CityELGIN
StateIL
Zip60120-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJONATHAN FORCES ADDN LOT 7 BLOCK 1
Legal SubdivisionJONATHAN FORCES ADDN
Legal Block1
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851400

Owner

Source: Kane County records · APN 06-13-280-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address631 FOREST AVE, ELGIN, IL 60120-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Mar 19, 2018Warranty Deed, Transfer
LANDTRUST NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number202081677
Prior Transfer DateFeb 09, 2012
Prior Transfer Doc0000053731
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 29, 2020
Property Address631 FOREST AVE, ELGIN, IL 60120-4404
Document Number0000081677
Instrument DateDec 17, 2020
Instrument2020K081677
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 FOREST AVE, ELGIN, IL 60120-4404

Mortgage

Document Number0000081678
DateDec 29, 2020
Instrument2020K081678
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 19, 2018
Property Address631 FOREST AVE, ELGIN, IL 60120-4404
Document Number0000012405
Instrument DateMar 09, 2018
Instrument12405
Transaction TypeTransfer
Record UpdatedApr 03, 2018
Title CompanyLANDTRUST NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$372.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address631 FOREST AVE ELGIN IL 601204404, ELGIN, IL 60120-4404

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,020.00 (+15.84%) Homeowner's exemption
2024$92,127 (+21.39%) Land $18,949 Building $73,178$276,492 (+21.44%) Land $56,870 Building $219,622
2022$6,060.00 (+4.59%) Homeowner's exemption$75,892 (+6.96%) Land $15,610 Building $60,282$227,676 (+6.96%) Land $46,830 Building $180,846
2021$5,794.00 Homeowner's exemption$70,953 Land $14,594 Building $56,359$212,859 Land $43,782 Building $169,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898514002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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