610 Forest Ave, Elgin, IL 60120 Property Records

Kane County property record for 610 Forest Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1919
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Feb 2020)
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-278-006`

Property Details

APN / Parcel Number

Primary APN	`06-13-278-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 FOREST AVE
City	ELGIN
State	IL
Zip	60120-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONATHAN FORCES ADDN EAST 49.5 FT LOT 1 & SOUTH 34 FT EAST 49.5 FT LOT 2 BLOCK 2
Legal Subdivision	JONATHAN FORCES ADDN
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851400

Owner

Source: Kane County records · APN 06-13-278-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	610 FOREST AVE, ELGIN, IL 60120-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Sep 25, 2009 · Amount on Record
Deed Document Number	20207732
Prior Transfer Date	May 19, 2012
Prior Transfer Doc	0000037395
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 11, 2020
Property Address	610 FOREST AVE, ELGIN, IL 60120-4405
Document Number	0000007732
Instrument Date	Dec 23, 2019
Instrument	7732
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 FOREST AVE ELGIN IL 601204405, ELGIN, IL 60120-4405

Mortgage

Document Number	7733
Date	Feb 11, 2020
Instrument	7733

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,655.00 (+15.8%) Homeowner's exemption
2024		$63,570 (+21.39%) Land $12,492 Building $51,078	$190,786 (+21.44%) Land $37,491 Building $153,295
2022	$4,020.00 (+4.91%) Homeowner's exemption	$52,367 (+6.96%) Land $10,291 Building $42,076	$157,101 (+6.96%) Land $30,873 Building $126,228
2021	$3,832.00 Homeowner's exemption	$48,959 Land $9,621 Building $39,338	$146,877 Land $28,863 Building $118,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 520 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.