Clinton County property record for 620 E Water St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,128 sqft · built 1908 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,900 (Sep 1976) |
| Tax Bill | $4,866 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | B-02-0003-F |
| Primary APN | B-02-0003-F |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 4,882 sqft |
| 1st Floor Area | 1,104 sqft |
| Attic | Attic |
| Attic Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 160 ft deep x 56 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | B -02-0003-F |
|---|---|
| Street Address | 620 E WATER ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED BOOK= 375, DEED PAGE= 1 77; PROPERTY DESCRIPTION 1 >E POR < |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30600 |
620 E Water St is owned and occupied by two individuals who bought it in September 1976.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1976 · Amount on File |
| Deed Sale | Sep 1, 1976 · Amount on File |
| Deed Book / Page | 375 / 177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 620 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 620 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Document Number | 0202300708 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023-00708 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 620 E Water St was $4,866 with a homeowner's exemption.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,866.00 Homeowner's exemption | $95,100 Land $17,400 Building $77,700 | |
| 2023 | $2,820.00 | $95,100 Land $17,400 Building $77,700 | |
| 2008 | $95,100 Land $17,400 Building $77,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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