Union County property record for 630 Deese Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,502 sqft · built 2020 |
| Lot Size | 1.31 acres (57,281 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Jul 2025) |
| Tax Bill | $2,892 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-140-011B |
| Primary APN | 09-140-011B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,502 sqft Total Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 57,281 sqft (1.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 630 DEESE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #5 OPCP366 |
| Legal Subdivision | BOUNDARY DIVISION SURVEY |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 21, 2025 | Warranty Deed, Transfer |
| May 19, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 202518297 |
| Deed Book / Page | 9161 / 715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008576397 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 8576/397 |
| Instrument | 33191 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 28225 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008730455 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 8730/455 |
| Instrument | 14751 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008852214 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 8852/214 |
| Instrument | 2979 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 21, 2025 |
| Property Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0009161715 |
| Book / Page | 9161 / 715 |
| Map Reference | CAB P FILE 366 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 18297 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 19, 2021 |
| Property Address | 630 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0000810752 |
| Book / Page | 8107 / 52 |
| Map Reference | CAB P FILE 366 |
| Instrument Date | May 19, 2021 |
| Instrument | 23840 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000023841 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 23841 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,400 (-) Land $75,100 Building $517,300 | $592,400 (-) Land $75,100 Building $517,300 | |
| 2025 | $2,892.00 (+11.96%) | $592,400 (+48.92%) Land $75,100 Building $517,300 | $592,400 (+48.92%) Land $75,100 Building $517,300 |
| 2023 | $2,583.00 | $397,800 Land $37,800 Building $360,000 | $397,800 Land $37,800 Building $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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