618 Deese Rd, Monroe, NC 28110 Property Records

Union County property record for 618 Deese Rd, Monroe, NC 28110 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 2020
Lot Size	1.44 acres (62,814 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2025)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-177-027X`

Property Details

APN / Parcel Number

Primary APN	`09-177-027X`

Interior

Building Area	2,448 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	62,814 sqft (1.44 acres)

Location & Zoning

Street Address	618 DEESE RD
City	MONROE
State	NC
Zip	28110-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#2 OPCP478
Legal Subdivision	MONROE TOWNSHIP
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1061
Census Tract	20401

Owner

Source: Union County records · APN 09-177-027X

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	618 DEESE RD, MONROE, NC 28110-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 04, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2021	Warranty Deed, Subdivision Related Transfer
Apr 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2025 · Amount on Record
Deed Sale	Sep 04, 2025 · Amount on Record
Prior Sale	Sep 03, 2020 · Amount on Record
Deed Document Number	202522881
Deed Book / Page	9193 / 246
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	618 DEESE RD, MONROE, NC 28110-8721
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008729528
Date	Jun 19, 2023
Book Page	8729/528
Instrument	14576

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 04, 2025
Property Address	618 DEESE RD, MONROE, NC 28110-8721
Document Number	0009193246
Book / Page	9193 / 246
Map Reference	CAB Q FILE 877
Instrument Date	Sep 04, 2025
Instrument	22881
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 DEESE RD, MONROE, NC 28110-8721

Mortgage

Document Number	0009193249
Date	Sep 04, 2025
Book Page	9193/249
Instrument	22882

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 23, 2021
Property Address	618 DEESE RD, MONROE, NC 28110-8721
Document Number	0008075303
Book / Page	8075 / 303
Instrument Date	Apr 23, 2021
Instrument	19123
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 23, 2021
Property Address	618 DEESE RD, MONROE, NC 28110-8721
Document Number	0008075306
Book / Page	8075 / 306
Instrument Date	Apr 23, 2021
Instrument	19124
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 DEESE RD, MONROE, NC 28110-8721
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00 (+3.64%)	$582,800 (+39.19%) Land $81,400 Building $501,400	$582,800 (+39.19%) Land $81,400 Building $501,400
2024	$2,745.00 (+0.96%)	$418,700 (-) Land $39,800 Building $378,900
2023	$2,719.00	$418,700 Land $39,800 Building $378,900	$418,700 (-) Land $39,800 Building $378,900
2021			$418,700 Land $39,800 Building $378,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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