Union County property record for 626 Deese Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2,724 sqft · built 2021 |
| Lot Size | 1.42 acres (61,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $669,000 (Jul 2023) |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Sep 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-140-011A |
| Primary APN | 09-140-011A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,724 sqft Total Area |
| 1st Floor Area | 2,395 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 61,899 sqft (1.42 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 626 DEESE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #4 OPCP493 |
| Legal Subdivision | CONTAINING 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Sep 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Apr 23, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on Record |
| Deed Sale | Jul 3, 2023 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Document Number | 202315895 |
| Deed Book / Page | 8738 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3609 ESSEX POINTE DR, MONROE, NC 28110-7714 |
| Investor | Possibly a Property Investor |
| Document Number | 0008075317 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 8075/317 |
| Instrument | 19127 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008975536 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 8975/536 |
| Instrument | 21998 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 3, 2023 |
| Property Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0008738453 |
| Book / Page | 8738 / 453 |
| Map Reference | CAB P FILE 493 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 15895 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0000015896 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 15896 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 20, 2021 |
| Property Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0008285203 |
| Book / Page | 8285 / 203 |
| Map Reference | CAB P FILE 493 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 50059 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $755.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3612 LAKE TWITTY DR, MONROE, NC 28110-9311 |
| Name | Verified Name |
|---|---|
| Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0000050061 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 50061 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 626 DEESE RD, MONROE, NC 28110-8721 |
| Document Number | 0008075303 |
| Book / Page | 8075 / 303 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 19123 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,800 (-) Land $77,900 Building $588,900 | $666,800 (-) Land $77,900 Building $588,900 | |
| 2025 | $3,255.00 (+19.71%) | $666,800 (+59.25%) Land $77,900 Building $588,900 | $666,800 (+59.25%) Land $77,900 Building $588,900 |
| 2023 | $2,719.00 | $418,700 (-) Land $38,500 Building $380,200 | $418,700 (-) Land $38,500 Building $380,200 |
| 2022 | $2,719.00 | $418,700 Land $38,500 Building $380,200 | $418,700 Land $38,500 Building $380,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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