630 Cherrytown Rd, Westminster, MD 21158 Property Records

Carroll County property record for 630 Cherrytown Rd, Westminster, MD 21158

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,120 sqft · built 1988
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-023613`

Property Details

APN / Parcel Number

Primary APN	`03-023613`
Alternative APNs	`3023613` `023613`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Deck Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023613
Street Address	630 CHERRYTOWN RD
City	WESTMINSTER
State	MD
Zip	21158-1602
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AGRIC
Legal Description	LT - 1.14 ACS 630-632 CHERRYTOWN RD WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3014
Census Tract	503000

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20843 COUNTRY RD, GEORGETOWN, DE 19947-4954
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 30, 2023	Gift Deed, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 7, 1998
Deed Sale	Jan 7, 1998
Prior Sale	May 26, 1993 · Amount on Record
Deed Document Number	1998972512
Deed Book / Page	1991 / 17
Last Transfer Date	Oct 24, 2023
Transfer Doc	0111380304
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	630 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20843 COUNTRY RD, GEORGETOWN, DE 19947-4954

Mortgage

Document Number	0111400368
Date	Nov 2, 2023
Book Page	11140/368

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 22, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 30, 2023
Property Address	630 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Document Number	0111380304
Book / Page	11138 / 304
Instrument Date	Oct 24, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20352 COUNTRY RD, ELLENDALE, DE 19941

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	630 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100430011
Date	Jan 8, 2021
Book Page	10043/211

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,400 (+2.87%)	$412,200 (+8.62%) Land $151,400 Building $260,800
2025	$4,310.00 (+13.12%)	$379,500 (+12.53%) Land $126,400 Building $253,100	$379,500 (-) Land $126,400 Building $253,100
2023	$3,810.00	$337,233	$379,500 Land $126,400 Building $253,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

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