620 Cherrytown Rd, Westminster, MD 21158 Property Records

Carroll County property record for 620 Cherrytown Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,512 sqft · built 2003
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2019)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-023109`

Property Details

APN / Parcel Number

Primary APN	`03-023109`
Alternative APNs	`3023109` `023109`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	608 sqft
Finished Basement	608 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Porch	Slab
Porch Area	324 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023109
Street Address	620 CHERRYTOWN RD
City	WESTMINSTER
State	MD
Zip	21158-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1A - 1.72 ACS 620 CHERRYTOWN RD OSTEN PROP 32-186 AMND
Legal Subdivision	OSTEN PROP
Legal Lot Number	1A
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-023109

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 12, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Jan 09, 2003 · Amount on Record
Deed Book / Page	9474 / 226
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	620 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Transaction Type	Mortgage
Record Updated	Dec 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109260348
Date	Nov 10, 2022
Book Page	10926/348

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	620 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101980216
Date	Apr 06, 2021
Book Page	10198/216

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 12, 2019
Property Address	620 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602
Document Number	0094740226
Book / Page	9474 / 0226
Map Reference	MB 32 PG 186
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	620 CHERRYTOWN RD, WESTMINSTER, MD 21158-1602

Mortgage

Document Number	0009474234
Date	Nov 12, 2019
Instrument	9474/234

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,333 (+17.66%)	$473,000 (+8.11%) Land $157,200 Building $315,800
2025	$4,462.00 (+3.41%) Homeowner's exemption
2023	$4,315.00 Homeowner's exemption	$381,900	$437,500 Land $132,200 Building $305,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135030003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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