707 Cherrytown Rd, Westminster, MD 21158 Property Records

Carroll County property record for 707 Cherrytown Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	1 ba · 1,120 sqft · built 2023
Lot Size	70.6 acres (3,076,730 sqft)
Owner	Individual Name on File
Tax Bill	$3,810 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-004767`

Property Details

APN / Parcel Number

Primary APN	`03-004767`
Alternative APNs	`3004767` `004767`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Metal
Lot Area	3,076,730 sqft (70.6 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004767
Street Address	707 CHERRYTOWN RD
City	WESTMINSTER
State	MD
Zip	21158-1603
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 70.632 ACS 707 CHERRYTOWN RD WESTMINSTER
Legal Subdivision	CHERRYTOWN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3012
Census Tract	503000

Owner

707 Cherrytown Rd, a rural home, is owned and occupied by an individual who acquired it in May 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON FARM CREDIT ACA
Sep 19, 2023	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
May 10, 2022	Deed, Transfer
Dec 9, 2021	Correction Deed
Sep 13, 2021	Deed, Transfer COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2022
Transfer Doc	0107710237
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108390398
Date	Jul 25, 2022
Book Page	10839/398

Lender

Name	HORIZON FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111160324
Date	Sep 19, 2023
Book Page	11116/324

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Amount	Amount on Record

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 10, 2022
Property Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Document Number	0107710237
Book / Page	10771 / 237
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 9, 2021
Property Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Document Number	0105910050
Book / Page	10591 / 50
Instrument Date	Dec 3, 2021
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 SALEM BOTTOM RD, WESTMINSTER, MD 21157-8033

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 13, 2021
Property Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603
Document Number	0104480162
Book / Page	10448 / 162
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CHERRYTOWN RD, WESTMINSTER, MD 21158-1603

Tax Assessment & Valuation

The 2026 property tax bill for 707 Cherrytown Rd was $3,810 with a homeowner's exemption, up 3.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,810.00 (+3.56%) Homeowner's exemption	$334,833 (+1.83%)	$346,900 (+5.5%) Land $162,800 Building $184,100
2025	$3,679.00 Homeowner's exemption	$328,800 Land $137,800 Building $191,000	$328,800 Land $137,800 Building $191,000
2023	$1,557.00	$137,800 Land $137,800	$137,800 Land $137,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Cherrytown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Cherrytown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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