63 Smith Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 63 Smith Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 1994
Lot Size	1.42 acres (62,029 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2020)
Tax Bill	$6,314 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0006 B:000A L:00004-4`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0006 B:000A L:00004-4`
Alternative APNs	`CHRL M:0006 B:000A L:00004-4` `M:0006 B:000A L:00004=4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,560 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	62,029 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	63 SMITH RD
City	CHARLTON
State	MA
Zip	01507-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	TUCKER FARM ESTATES INC
Legal Block	A
Legal Lot Number	4-4
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1002
Census Tract	756102

Owner

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 SMITH RD, CHARLTON, MA 01507-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2017	Quit Claim Deed, Transfer · ARM UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Book / Page	63179 / 79
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Sep 3, 2020
Property Address	63 SMITH RD, CHARLTON, MA 01507-1617
Document Number	63179-79
Book / Page	63179 / 79
Instrument Date	Aug 12, 2020
Instrument	101042
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SMITH RD, CHARLTON, MA 01507-1617

Mortgage

Document Number	101043
Date	Sep 3, 2020
Instrument	101043

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	May 12, 2017
Property Address	63 SMITH RD, CHARLTON, MA 01507-1617
Document Number	57108-314
Book / Page	57108 / 314
Instrument	48269
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$39.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SMITH RD, CHARLTON, MA 01507-1617

Mortgage

Document Number	571080316
Date	May 12, 2017
Instrument	57108/0316

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Max Rate At Change	60.1%
Max Rate	2.88%

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,314.00 (+3.37%)	$567,300 (+5.33%) Land $111,200 Building $456,100	$587,005 (+11.66%)
2024	$6,108.00	$538,600 Land $105,200 Building $433,400	$525,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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