65 Smith Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 65 Smith Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,368 sqft · built 1991
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Company Names on File
Last Sale	$510,000 (Mar 2021)
Tax Bill	$6,505 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0006 B:000A L:00004-3`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0006 B:000A L:00004-3`
Alternative APNs	`CHRL M:0006 B:000A L:00004-3` `M:0006 B:000A L:00004=3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,464 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	65 SMITH RD
City	CHARLTON
State	MA
Zip	01507-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	TUCKER FARM ESTATES INC
Legal Block	A
Legal Lot Number	4-3
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1002
Census Tract	756102

Owner

65 Smith Rd is owned by a company that bought it in March 2021.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	65 SMITH RD, CHARLTON, MA 01507-1617
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Jun 15, 2012 · Amount on File
Deed Book / Page	64718 / 243
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Mar 19, 2021
Property Address	65 SMITH RD, CHARLTON, MA 01507-1617
Document Number	64718-243
Book / Page	64718 / 243
Instrument Date	Mar 19, 2021
Instrument	38002
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 SMITH RD, CHARLTON, MA 01507-1617

Mortgage

Document Number	38003
Date	Mar 19, 2021
Instrument	38003

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	65 SMITH RD, CHARLTON, MA 01507-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62220-222
Date	Apr 16, 2020
Book Page	62220/222
Instrument	38295

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 65 Smith Rd was $6,505, up 1.7% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,505.00 (+1.67%)	$594,600 (+3.44%) Land $118,000 Building $476,600	$593,189 (-6.26%)
2025	$6,398.00 (+3.01%)	$574,800 (+4.95%) Land $112,000 Building $462,800	$632,795 (+9.84%)
2024	$6,211.00 (+1.12%)	$547,700 (+8.52%) Land $106,000 Building $441,700	$576,080
2023	$6,142.00	$504,700 Land $105,700 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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