53 Smith Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 53 Smith Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 1993
Lot Size	1.66 acres (72,615 sqft)
Owner	Individual Name on Record
Last Sale	$394,500 (Feb 2005)
Tax Bill	$6,557 (2026)
Deeds & Mortgages	May 2020 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0006 B:000A L:00004-6`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0006 B:000A L:00004-6`
Alternative APNs	`CHRL M:0006 B:000A L:00004-6` `M:0006 B:000A L:00004=6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	4,888 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,615 sqft (1.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	53 SMITH RD
City	CHARLTON
State	MA
Zip	01507-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	PLAN 2683-E
Legal Block	A
Legal Lot Number	4-6
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1002
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 SMITH RD, CHARLTON, MA 01507-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Aug 4, 2017	Quit Claim Deed, Transfer WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	Jul 24, 2000 · Amount on Record
Deed Book / Page	35766 / 389
Transfer Doc	057535-381
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	53 SMITH RD, CHARLTON, MA 01507-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62367-1
Date	May 11, 2020
Book Page	62367/1
Instrument	47391

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Aug 4, 2017
Property Address	53 SMITH RD, CHARLTON, MA 01507-1617
Document Number	57535-378
Book / Page	57535 / 378
Instrument	84650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$43.87
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SMITH RD, CHARLTON, MA 01507-1617

Mortgage

Document Number	57535-381
Date	Aug 4, 2017
Book Page	57535/381
Instrument	84651

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,557.00 (+1.9%)	$599,400 (+3.67%) Land $118,500 Building $480,900	$619,400 (+0.14%)
2025	$6,435.00 (+3.29%)	$578,200 (+5.24%) Land $112,500 Building $465,700	$618,545 (+9.93%)
2024	$6,230.00 (+1.38%)	$549,400 (+8.81%) Land $106,400 Building $443,000	$562,685
2023	$6,145.00	$504,900 Land $106,000 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures