63 Sandy Dunes Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 63 Sandy Dunes Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,660 sqft · built 2003
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$1,495,000 (Oct 2021)
Tax Bill	$12,044 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42750-000-0110`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42750-000-0110`
Alternative APNs	`34-221-42750-000-0110` `1077384`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,660 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	640 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	580 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	63 SANDY DUNES CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 11 EMERALD DUNES S/D PB 11-43 OR 1455-324 OR 1455-324 OR 2239-158 OR 2384-644 OR 2516-839 OR 2601-4790 OR 2612-1902 OR 2615-978 OR 2665-2197 OR 2936-1468 OR 3219-3304
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	EMERALD DUNES
Legal Block	1
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

63 Sandy Dunes Cir is owned by an individual who bought it in October 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	11801 WOODTHRUSH LN, POTOMAC, MD 20854-1456
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Deed Document Number	202150114
Deed Book / Page	3219 / 3304
Prior Transfer Date	Mar 11, 2004
Prior Transfer Doc	0000809692
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 6, 2021
Property Address	63 SANDY DUNES CIR, MIRAMAR BEACH, FL 32550-4111
Document Number	0032193304
Book / Page	3219 / 3304
Map Reference	MB 11 PG 43&43A
Instrument Date	Oct 5, 2021
Instrument	20210050114
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21425 GREENBRIER DR, ELKHORN, NE 68022-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 WOODTHRUSH LN, POTOMAC, MD 20854-1456

Mortgage

Document Number	0032193306
Date	Oct 6, 2021
Instrument	3219/3306

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 63 Sandy Dunes Cir was $12,044, up 3.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,044.00 (+3.14%)	$1,333,037 Land $603,750 Building $729,287	$1,333,037 Land $603,750 Building $729,287
2024	$11,677.00 (+10.95%)
2023	$10,525.00 (-1.28%)	$1,158,410 (+0.69%) Land $545,318 Building $613,092	$1,158,410 (+0.69%) Land $545,318 Building $613,092
2022	$10,661.00	$1,150,479 Land $605,302 Building $545,177	$1,150,479 Land $605,302 Building $545,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Sandy Dunes Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Sandy Dunes Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

Nearby Properties on Sandy Dunes Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures