53 Sandy Dunes Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 53 Sandy Dunes Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,466 sqft · built 2024
Lot Size	0.107 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Mar 2018)
Tax Bill	$19,152 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42750-000-0090`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42750-000-0090`
Alternative APN	`1077382`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	3,466 sqft Living Area
Gross Area	4,792 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Tin
Lot Area	4,700 sqft (0.107 acres)
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1077382
Street Address	53 SANDY DUNES CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 9 EMERALD DUNES S/D PB 11-43 OR 1407-16 OR 2315-71 OR 2776-1038 OR 3067-751
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	EMERALD DUNES S/D
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

53 Sandy Dunes Cir is owned by an individual who bought it in March 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	2226 1ST AVE S STE 101, 101, BIRMINGHAM, AL 35233-2334
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Oct 22, 2007
Deed Document Number	2018000007101
Deed Book / Page	3067 / 0751
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 5, 2018
Property Address	SANDY DUNES CIR, MIRAMAR BEACH, FL 32550
Document Number	0030670751
Book / Page	3067 / 0751
Map Reference	MB11 PG43
Instrument Date	Feb 28, 2018
Instrument	2018000007101
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	896 SHORE DR, 896, MIRAMAR BEACH, FL 32550-5277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 1ST AVE S STE 101, 101, BIRMINGHAM, AL 35233-2334

Mortgage

Document Number	2018000007102
Date	Mar 5, 2018
Instrument	2018000007102

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,080,828 Land $603,750 Building $1,477,078	$2,080,828 Land $603,750 Building $1,477,078
2024	$19,152.00 (+286.6%)
2023	$4,954.00 (-3.28%)	$545,318 (-9.91%) Land $545,318	$545,318 (-9.91%) Land $545,318
2022	$5,122.00	$605,302 Land $605,302	$605,302 Land $605,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Sandy Dunes Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Sandy Dunes Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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