63 Saint James St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 63 Saint James St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,744 sqft · built 1896
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Sep 2015)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Mar 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`S17030`

Property Details

APN / Parcel Number

Primary APN	`S17030`
Alternative APNs	`LOWE M:206 B:5460 L:63` `M:000206 T:S17030`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	4,129 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S17030
Street Address	63 SAINT JAMES ST
City	LOWELL
State	MA
Zip	01852-5010
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	5460
Legal Lot Number	63
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2007
Census Tract	312100

Owner

Source: Middlesex County and Lowell City records · APN S17030

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12 CASIE LN, WESTFORD, MA 01886-4063
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Deed Book / Page	29457 / 251
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	63 SAINT JAMES ST, LOWELL, MA 01852-5010
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038360-50
Date	Mar 07, 2024
Book Page	38360/50
Instrument	5861

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2044

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,748.00 (+385.82%)	$587,800 (+404.12%) Land $112,500 Building $475,300
2024	$1,389.00 (-69.14%)	$116,600 (-67.83%) Land $101,400 Building $15,200
2023	$4,501.00	$362,400 Land $88,200 Building $274,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.