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51 Saint James St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 51 Saint James St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,268 sqft · built 1916
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$266,666 (Dec 2023)
Tax Bill$6,889 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Nov 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNS15010

Property Details

APN / Parcel Number

Primary APNS15010
Alternative APNs
  • LOWE M:206 B:5460 L:51
  • M:000206 T:S15010

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,268 sqft Living Area
Gross Area4,954 sqft
1st Floor Area1,758 sqft
Basement Area1,558 sqft
Unfinished Basement1,558 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Roof TypeFlat
Roof MaterialOther
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberS15010
Street Address51 SAINT JAMES ST
CityLOWELL
StateMA
Zip01852-5010
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5460
Legal Lot Number51
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2007
Census Tract312100

Owner

Source: Middlesex County and Lowell City records · APN S15010

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address51 SAINT JAMES ST, LOWELL, MA 01852-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
JEANNE D ARC CU
Nov 06, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 09, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Deed Book / Page38227 / 100
Prior Transfer DateNov 03, 2023
Prior Transfer Doc038165-203
Record UpdatedSep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 11, 2023
Property Address51 SAINT JAMES ST, LOWELL, MA 01852-5010
Document Number038227-100
Book / Page38227 / 100
Instrument DateDec 05, 2023
Instrument36442
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Mortgage

Document Number0000036443
DateDec 11, 2023
Instrument36443
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 06, 2023
Property Address51 SAINT JAMES ST, LOWELL, MA 01852-5010
Document Number038165-203
Book / Page38165 / 203
Instrument DateNov 03, 2023
Instrument32867
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 09, 2019
Property Address51 SAINT JAMES ST, LOWELL, MA 01852-5010
Document Number33638-203
Book / Page033638 / 000203
Instrument DateDec 04, 2019
Instrument55043
Transaction TypeTransfer
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CLAUDINE DR LOWELL MA 018523701, LOWELL, MA 01852-3701

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,889.00 (+8.45%)$600,100 (+12.53%) Land $141,200 Building $458,900
2024$6,352.00 (+7.53%)$533,300 (+12.13%) Land $127,300 Building $406,000
2023$5,907.00$475,600 Land $110,700 Building $364,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

May also be available: AT&T.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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