Middlesex County and Lowell City property record for 29 Saint James St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 3,032 sqft · built 1910 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (May 2022) |
| Tax Bill | $7,044 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S17160 |
| Primary APN | S17160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,032 sqft Living Area |
| Gross Area | 4,530 sqft |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | S17160 |
|---|---|
| Street Address | 29 SAINT JAMES ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5010 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 5460 |
| Legal Lot Number | 29 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 312100 |
29 Saint James St, a duplex, is owned by two individuals who bought it in May 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 SAINT JAMES ST, LOWELL, MA 01852-5010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Mar 28, 2008 · Amount on File |
| Deed Book / Page | 37042 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 6, 2022 |
| Property Address | 29 SAINT JAMES ST, LOWELL, MA 01852-5010 |
| Document Number | 037042-139 |
| Book / Page | 37042 / 139 |
| Instrument Date | May 6, 2022 |
| Instrument | 19632 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 SAINT JAMES ST # 29, 29, LOWELL, MA 01852-5010 |
| Document Number | 0000019633 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 19633 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 29 Saint James St was $7,044, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,044.00 (+4.49%) | $620,600 (+5.69%) Land $128,700 Building $491,900 | $668,061 |
| 2025 | $6,741.00 (+8.53%) | $587,200 (+12.6%) Land $120,300 Building $466,900 | |
| 2024 | $6,211.00 (+7.38%) | $521,500 (+11.98%) Land $108,500 Building $413,000 | |
| 2023 | $5,784.00 | $465,700 Land $94,400 Building $371,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Saint James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 29 Saint James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: AT&T.
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