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63 Ruth Rd, Freeport, FL 32439 Property Records

Walton County property record for 63 Ruth Rd, Freeport, FL 32439 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,248 sqft · built 1970
Lot Size0.185 acres (8,059 sqft)
Owner2 Individual Names on File
Last Sale$179,900 (Sep 2020)
Tax Bill$787 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-1S-20-32010-006-0080

Property Details

APN / Parcel Number

Primary APN13-1S-20-32010-006-0080
Alternative APNs
  • 13-120-32010-006-0080
  • 1018519

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,248 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeCarport
Garage Area322 sqft
CarportCarport
Carport Area322 sqft
PorchEnclosed/Finished Porch
Porch Area168 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address63 RUTH RD
CityFREEPORT
StateFL
Zip32439-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 6 ALAQUA ACRES UNREC S/D AKA BAYSHORE RESORT UNREC COM AT NW/C OF SW1/4 OF SEC 13 S 1150 FT ALG SEC LN, E 345FT TO POB, CONT E 135FT, S 60 FT, W 135FT, N 60FT TO POB. OR 1215-250 OR 2189-199 OR 2610-167 OR 2892-1610 OR 3158-251
Legal Range020
Legal Township01S
Legal Section13
Legal SubdivisionALAQUA ACRES UNREC S/D
Legal Block6
Legal Lot Number8
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3003
Census Tract950502

Owner

Source: Walton County records · APN 13-1S-20-32010-006-0080

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address63 RUTH RD, FREEPORT, FL 32439-2461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleMay 17, 2004 · Amount on Record
Deed Document Number202033914
Deed Book / Page3158 / 251
Prior Transfer DateMar 30, 2012
Prior Transfer Doc0028921610
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 02, 2020
Property Address63 RUTH RD, FREEPORT, FL 32439-2461
Document Number0031580251
Book / Page003158 / 000251
Instrument DateAug 31, 2020
Instrument33914
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,259.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address229 PITTS AVE FREEPORT FL 324395113, FREEPORT, FL 32439-5113

Mortgage

Document Number31580253
DateSep 02, 2020
Book Page003158/000253
Instrument33915
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$787.00 (-16.54%) Homeowner's exemption Senior Citizen's exemption$145,274 (+1.91%)$149,832 (+5.1%) Land $40,000 Building $109,832
2024$943.00 (-0.84%)
2023$951.00 (-12.11%) Homeowner's exemption$142,556 (+1.48%) Land $29,972 Building $112,584$142,556 (+1.48%) Land $29,972 Building $112,584
2022$1,082.00$140,472 Land $33,269 Building $107,203$140,472 Land $33,269 Building $107,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims115 (1994–2020)
Claims Outside the SFHA38 of 115
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 17 claims
  • Hurricane Frances, Sep 2004 · 44 claims
  • Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 535 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35

May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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