42 Ruth Rd, Freeport, FL 32439 Property Records

Walton County property record for 42 Ruth Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 630 sqft · built 1995
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2023)
Tax Bill	$319 (2024)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`13-1S-20-32010-007-0050`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32010-007-0050`
Alternative APN	`1018524`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	630 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	13.5 ft deep x 12 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	1018524
Street Address	42 RUTH RD
City	FREEPORT
State	FL
Zip	32439-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK 7 BAYSHORE RESORT UNREC DESCRIBED AS BEG AT A POINT WHERE N BDRY OF SW1/4 SEC 13 INTERSECTS E BDRY CLAYTON
Legal Range	20W
Legal Township	01S
Legal Section	13
Legal Subdivision	BAYSHORE RESORT
Legal Block	7
Legal Lot Number	5-6 6
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3005
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 RUTH RD, FREEPORT, FL 32439-2458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	20230042762
Deed Book / Page	3309 / 521
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 29, 2023
Property Address	42 RUTH RD, FREEPORT, FL 32439-2458
Document Number	0033090521
Book / Page	3309 / 521
Instrument Date	Nov 15, 2023
Instrument	20230042762
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5700 MCGEE ST, KANSAS CITY, MO 64113-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 COMMONS DR W APT 2303, 2303, DESTIN, FL 32541-8496

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,640 (+89.57%) Land $80,000 Building $30,640	$110,640 (+89.57%) Land $80,000 Building $30,640
2024	$319.00 (-43.34%) Homeowner's exemption	$58,364 (-0.7%) Land $27,314 Building $31,050	$58,364 (-0.7%) Land $27,314 Building $31,050
2023	$563.00 (+165.57%)	$58,774 (-3.73%) Land $27,314 Building $31,460	$58,774 (-3.73%) Land $27,314 Building $31,460
2022	$212.00 Homeowner's exemption	$61,054 Land $30,319 Building $30,735	$61,054 Land $30,319 Building $30,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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