Putnam County and Philipstown Town property record for 63 Paulding Ave, Cold Spring, NY 10516
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jul 2024) |
| Tax Bill | $2,284 (2024) |
| Deeds & Mortgages | Jan 2026 Construction Loan Jan 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-3-45.3 |
| Primary APN | 372601 49.5-3-45.3 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|---|
| Lot Width | 995 ft Width |
| View / Lot | Waterfront |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 3035 |
|---|---|
| Street Address | 63 PAULDING AVE |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2605 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R10 |
| Legal Block | 3 |
| Legal Lot Number | 45.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1307 GLASTONBURY LN, FISHKILL, NY 12524-4977 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Construction Mortgage WALDEN SAVINGS BANK |
| Jan 12, 2018 | Deed of Trust, Mortgage · Construction Mortgage MAHOPAC BANK |
| Sep 26, 2019 | Grant Deed, Mortgage · Line of Credit MAHOPAC BK |
| Sep 26, 2019 | Grant Deed, Mortgage MAHOPAC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Deed Document Number | 20243738 |
| Deed Book / Page | 2363 / 214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 63 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1307 GIASTONHURY LN, FISHKILL, NY 12524-4977 |
| Document Number | 0080580282 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 8058/282 |
| Instrument | 189-2026 |
| Name | WALDEN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, NY 12549 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Dec 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 63 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW YORK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0067920293 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 6792/293 |
| Instrument | 1600142 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, NY 10509 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 63 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 JULIA LN #103 COLD SPRING NY 105162522, 103, COLD SPRING, NY 10516-2522 |
| Document Number | 0000000107 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 107 |
| Name | MAHOPAC BK |
|---|---|
| Type | Bank |
| Address | 1441 ROUTE 22, BREWSTER, NY 10509-4357 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 63 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Document Number | 0069700210 |
| Book / Page | 006970 / 000210 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 13823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 JULIA LN #103 COLD SPRING NY 105162522, 103, COLD SPRING, NY 10516-2522 |
| Document Number | 69700210 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 006970/000210 |
| Instrument | 13823 |
| Name | MAHOPAC BK |
|---|---|
| Type | Bank |
| Address | 1441 ROUTE 22, BREWSTER, NY 10509-4357 |
| Amount | Amount Recorded |
|---|
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,000 (-) Land $36,000 | $117,379 (+14.84%) | |
| 2024 | $2,284.00 | ||
| 2023 | $36,000 (-) Land $36,000 | $102,215 (+11.73%) Land $102,215 | |
| 2022 | $36,000 Land $36,000 | $91,487 Land $91,487 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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