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45 Paulding Ave, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 45 Paulding Ave, Cold Spring, NY 10516

Property Summary

Property TypeResidential Vacant Land
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (May 2022)
Tax Bill$4,473 (2024)
Deeds & MortgagesJun 2021 Line of Credit
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN372601 49.5-3-46.6

Property Details

APN / Parcel Number

Primary APN372601 49.5-3-46.6
Alternative APN
  • 260104900500030460060000

Exterior

Lot Area14,810 sqft (0.34 acres)
Lot Width307 ft Width
View / LotLake Front

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 PAULDING AVE
CityCOLD SPRING
StateNY
Zip10516-2605
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR10
Legal SubdivisionFINAL SUBDIVISION PLAT OF THE GROVE
Legal Block3
Legal Lot Number46.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2005
Census Tract10700

Owner

45 Paulding Ave, residential vacant land, is owned by two individuals who bought it in May 2022.

Source: Putnam County and Philipstown Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1 GROVE CT, COLD SPRING, NY 10516
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Aug 3, 2020Grant Deed, Transfer
KENNETH PREGNO AGENCY, INC
Jul 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleMay 16, 2022 · Amount on File
Deed Document Number20224736
Deed Book / Page2272 / 274
Prior Transfer DateDec 16, 2003
Prior Transfer Doc1658000082
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address45 PAULDING AVE, COLD SPRING, NY 10516-2605
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 PAULDING AVE, COLD SPRING, NY 10516-2605

Mortgage

Document Number0073780214
DateJun 14, 2021
Book Page7378/214
Instrument7017-2021
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressCOLD SPRING, NY 10516
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateAug 3, 2020
Property Address45 PAULDING AVE, COLD SPRING, NY 10516-2605
Document Number0021680198
Book / Page002168 / 000198
Instrument DateJul 29, 2020
Instrument6044
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyKENNETH PREGNO AGENCY, INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 PAULDING AVE COLD SPRING NY 105162605, COLD SPRING, NY 10516-2605

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateJul 16, 2020
Property Address45 PAULDING AVE, COLD SPRING, NY 10516-2605
Document Number0021660077
Book / Page002166 / 000077
Instrument DateJun 13, 2020
Instrument5537
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 PAULDING AVE COLD SPRING NY 105162605, COLD SPRING, NY 10516-2605

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,500 Land $70,500$229,866
2024$4,473.00
2023$70,500 (-) Land $70,500$200,170 (+11.73%) Land $200,170
2022$70,500 Land $70,500$179,161 Land $179,161

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Paulding Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Paulding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20

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