Putnam County and Philipstown Town property record for 61 Paulding Ave, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,630 sqft · built 2022 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 2021) |
| Tax Bill | $16,746 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-3-45.2 |
| Primary APN | 372601 49.5-3-45.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,630 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| 2nd Floor Area | 1,420 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3035 |
|---|---|
| Street Address | 61 PAULDING AVE |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 3 |
| Legal Lot Number | 45.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10700 |
61 Paulding Ave is owned by two individuals who bought it in July 2021.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 PEACOCK WAY, GARRISON, NY 10524-3108 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SALISBURY BANK & TRUST CO |
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SALISBURY BANK & TRUST CO |
| Jul 1, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage SALISBURY BANK & TRUST CO |
| Jan 12, 2018 | Deed of Trust, Mortgage · Construction Mortgage MAHOPAC BANK |
| Sep 26, 2019 | Grant Deed, Mortgage MAHOPAC BK |
| Sep 26, 2019 | Grant Deed, Mortgage · Line of Credit MAHOPAC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Deed Document Number | 202177322021 |
| Deed Book / Page | 2221 / 194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2 PEACOCK WAY, GARRISON, NY 10524-3108 |
| Document Number | 0077020133 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 7702/133 |
| Instrument | 8195-2022 |
| Name | SALISBURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LAKEVILLE, CT 06039 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2 PEACOCK WAY, GARRISON, NY 10524-3108 |
| Document Number | 0077020117 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 7702/117 |
| Instrument | 8194-2022 |
| Name | SALISBURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LAKEVILLE, CT 06039 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 1, 2021 |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Document Number | 0022210194 |
| Book / Page | 2221 / 194 |
| Map Reference | MAP 3167 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 7732-2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 JULIA LN STE 103, 103, COLD SPRING, NY 10516-2522 |
| Name | Verified Name |
|---|---|
| Address | 2 PEACOCK WAY, GARRISON, NY 10524-3108 |
| Document Number | 0007392001 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 7392/001 |
| Name | SALISBURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW YORK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0067920293 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 6792/293 |
| Instrument | 1600142 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, NY 10509 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Document Number | 0069700210 |
| Book / Page | 006970 / 000210 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 13823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 JULIA LN #103 COLD SPRING NY 105162522, 103, COLD SPRING, NY 10516-2522 |
| Document Number | 69700210 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 006970/000210 |
| Instrument | 13823 |
| Name | MAHOPAC BK |
|---|---|
| Type | Bank |
| Address | 1441 ROUTE 22, BREWSTER, NY 10509-4357 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 61 PAULDING AVE, COLD SPRING, NY 10516-2605 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 JULIA LN #103 COLD SPRING NY 105162522, 103, COLD SPRING, NY 10516-2522 |
| Document Number | 0000000107 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 107 |
| Name | MAHOPAC BK |
|---|---|
| Type | Bank |
| Address | 1441 ROUTE 22, BREWSTER, NY 10509-4357 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,400 Land $37,100 Building $289,300 | $1,064,232 | |
| 2024 | $16,746.00 | ||
| 2023 | $152,800 (+311.86%) Land $37,100 Building $115,700 | $433,844 (+360.16%) Land $105,338 Building $328,506 | |
| 2022 | $37,100 Land $37,100 | $94,282 Land $94,282 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 61 Paulding Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Paulding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures