63 Harned Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 63 Harned Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$568,000 (Dec 2022)
Tax Bill	$12,460 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 119.-2-19`

Property Details

APN / Parcel Number

Primary APN	`473489 119.-2-19`
Alternative APNs	`0800-119.00-02.00-019.000` `348911900000020190000000` `47340028078`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	63 HARNED RD
City	COMMACK
State	NY
Zip	11725-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-95726 TC-152 JERKINS SCHOENFIELRAU HARNED RD&
Legal Block	2
Legal Lot Number	19
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1014
Census Tract	135201

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 119.-2-19

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 HARNED RD, COMMACK, NY 11725-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2022 · Amount on Record
Deed Sale	Dec 08, 2022 · Amount on Record
Prior Sale	Jul 02, 2012 · Amount on Record
Deed Book / Page	13181 / 75
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 08, 2022
Property Address	63 HARNED RD, COMMACK, NY 11725-3513
Document Number	0131810075
Book / Page	13181 / 75
Instrument Date	Oct 03, 2022
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 71ST ST # 1ST, BROOKLYN, NY 11204-5343

Mortgage

Document Number	0023466430
Date	Dec 08, 2022
Instrument	23466/430

Lender

Name	NEW MILLENNIUM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Nov 01, 2027
Max Rate At Change	2%
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,310 (-) Land $200 Building $4,110	$538,750 (+10,775.05%) Land $25,000 Building $513,750
2024	$12,460.00
2023		$4,310 (-) Land $200 Building $4,110	$4,954 (+12.64%) Land $230 Building $4,724
2022	Homeowner's exemption Veteran's exemption	$4,310 Land $200 Building $4,110	$4,398 Land $204 Building $4,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 390 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.