51 Harned Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 51 Harned Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jun 2021)
Tax Bill	$12,578 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 119.-2-13`

Property Details

APN / Parcel Number

Primary APN	`473489 119.-2-13`
Alternative APNs	`0800-119.00-02.00-013.000` `348911900000020130000000` `47340028072`

Exterior

Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	51 HARNED RD
City	COMMACK
State	NY
Zip	11725-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-98051 TC-52 BALSOM SCHOENFELDWARREN HARNED RD
Legal Block	2
Legal Lot Number	13
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1014
Census Tract	135201

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HARNED RD, COMMACK, NY 11725-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Book / Page	13110 / 757
Prior Transfer Date	May 6, 1998
Prior Transfer Doc	1191000730
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 30, 2021
Property Address	51 HARNED RD, COMMACK, NY 11725-3513
Document Number	0131100757
Book / Page	13110 / 757
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 SHORE RD, LONG BEACH, NY 11561-4677

Mortgage

Document Number	0232940727
Date	Jun 30, 2021
Book Page	23294/727
Instrument	DM020646

Lender

Name	CONTINENTAL MORTGAGE BANKING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,535 (-) Land $250 Building $4,285	$566,875 (+10,776.34%) Land $31,250 Building $535,625
2024	$12,578.00
2023		$4,535 Land $250 Building $4,285	$5,212 Land $287 Building $4,925

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880