Suffolk County and Smithtown Town property record for 52 Harned Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 1952 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Oct 2001) |
| Tax Bill | $15,194 (2024) |
| Deeds & Mortgages | Jul 2021 Refinance Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 119.-1-6 |
| Primary APN | 473489 119.-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,774 sqft |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 52 HARNED RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-96451 TC-52 N Y STATE HARNED RD HAFFER STATE PKWY |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records · APN 473489 119.-1-6
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Jun 14, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU |
| Sep 17, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 16, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2001 · Amount on Record |
| Deed Sale | Oct 31, 2001 · Amount on Record |
| Prior Sale | Jun 20, 1995 · Amount on Record |
| Deed Book / Page | 12150 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233060693 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 23306/693 |
| Instrument | DM026333 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232180686 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 23218/686 |
| Instrument | DL047213 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230340828 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 23034/828 |
| Instrument | DK008413 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229600075 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 22960/75 |
| Instrument | 18-0172860 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | Oct 01, 2036 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 52 HARNED RD, COMMACK, NY 11725-3514 |
| Document Number | 0229600076 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 52 HARNED RD COMMACK NY 117253514, COMMACK, NY 11725-3514 |
| Document Number | 0229600076 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 022960/000076 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 16, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,568 (-12.08%) Land $310 Building $5,258 | $696,000 (+9,461.75%) Land $38,750 Building $657,250 | |
| 2024 | $15,194.00 | ||
| 2023 | $6,333 Land $310 Building $6,023 | $7,279 Land $356 Building $6,923 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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