63 E Clover Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 63 E Clover Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,296 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Feb 2021)
Tax Bill	$9,046 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-257-003`

Property Details

APN / Parcel Number

Primary APN	`09-20-257-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	136 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	357 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0920257003
Street Address	63 E CLOVER AVE
City	CORTLAND
State	IL
Zip	60112-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 - NEUCORT LAKES - UNIT 2
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	96
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4090
Census Tract	1600

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	63 E CLOVER AVE, CORTLAND, IL 60112-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	20211786
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	63 E CLOVER AVE, CORTLAND, IL 60112-4113
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E CLOVER AVE, CORTLAND, IL 60112-4113

Mortgage

Document Number	0000002561
Date	Mar 11, 2022
Instrument	2022002561

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 10, 2021
Property Address	63 E CLOVER AVE, CORTLAND, IL 60112-4113
Document Number	0000001786
Map Reference	DOC 2003018583
Instrument Date	Dec 18, 2020
Instrument	2021001786
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 23975, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63 E CLOVER AVE, CORTLAND, IL 60112-4113

Mortgage

Document Number	0000001787
Date	Feb 10, 2021
Instrument	2021001787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,722 (+20.21%) Land $14,175 Building $86,547	$302,166 (+20.21%) Land $42,525 Building $259,641
2024	$9,046.00
2023		$83,788 Land $12,467 Building $71,321	$251,364 Land $37,401 Building $213,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Opiquad Fixed Wireless	100 / 20

May also be available: Frontier.

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