DeKalb County property record for 52 E Clover Ave, Cortland, IL 60112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,096 sqft · built 2003 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2025) |
| Tax Bill | $8,280 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-256-027 |
| Primary APN | 09-20-256-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,096 sqft Building Perimeter |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0920256027 |
|---|---|
| Street Address | 52 E CLOVER AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 - NEUCORT LAKES - UNIT TWO |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 80 |
| Legal Unit | 2 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4091 |
| Census Tract | 1600 |
Source: DeKalb County records · APN 09-20-256-027
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 E CLOVER AVE, CORTLAND, IL 60112-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2019 · Amount on Record |
| Deed Document Number | 2025757 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 52 E CLOVER AVE, CORTLAND, IL 60112-4113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000015364 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021015364 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 07, 2019 |
| Property Address | 52 E CLOVER AVE, CORTLAND, IL 60112-4113 |
| Document Number | 0000004733 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 4733 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 34W926 S JAMES DR ST CHARLES IL 601744909, ST CHARLES, IL 60174-4909 |
| Document Number | 4734 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 4734 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,397 (+19.78%) Land $14,175 Building $70,222 | $253,191 (+19.78%) Land $42,525 Building $210,666 | |
| 2024 | $8,280.00 | ||
| 2023 | $70,459 Land $12,467 Building $57,992 | $211,377 Land $37,401 Building $173,976 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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