1. Home
  2. Illinois
  3. DeKalb County
  4. Cortland
  5. E Clover Ave

76 E Clover Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 76 E Clover Ave, Cortland, IL 60112 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 726 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$148,000 (Feb 2017)
Tax Bill$6,898 (2024)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-256-023

Property Details

APN / Parcel Number

Primary APN09-20-256-023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area726 sqft Building Perimeter
1st Floor Area726 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions125 ft deep x 56.2 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchOpen Porch
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0920256023
Street Address76 E CLOVER AVE
CityCORTLAND
StateIL
Zip60112-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 84 - NEUCORT LAKES - UNIT 2
Legal SubdivisionNEUCORT LAKES
Legal Lot Number84
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4091
Census Tract1600

Owner

Source: DeKalb County records · APN 09-20-256-023

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 E CLOVER AVE, CORTLAND, IL 60112-4113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 27, 2017Warranty Deed, Transfer · FHA Mortgage
OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2017 · Amount on Record
Deed SaleFeb 27, 2017 · Amount on Record
Deed Document Number20171700
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address76 E CLOVER AVE, CORTLAND, IL 60112-4113
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010251
DateAug 06, 2021
Instrument2021010251
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateFeb 27, 2017
Property Address76 E CLOVER AVE, CORTLAND, IL 60112-4113
Document Number0000001700
Instrument DateFeb 24, 2017
Instrument1700
Transaction TypeTransfer
Record UpdatedApr 03, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address76 E CLOVER AVE CORTLAND IL 601124113, CORTLAND, IL 60112-4113

Mortgage

Document Number1701
DateFeb 27, 2017
Instrument1701
Lender
NameOLD SECOND NAT'L BK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,856 (+19.53%) Land $14,175 Building $58,681$218,568 (+19.53%) Land $42,525 Building $176,043
2024$6,898.00
2023$60,951 Land $12,467 Building $48,484$182,853 Land $37,401 Building $145,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)100 / 20
OpiquadFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Clover Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures