62 E Charlton Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 62 E Charlton Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,200 sqft · built 1996
Lot Size	2.55 acres (111,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2012)
Tax Bill	$6,863 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R14 B:00050 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R14 B:00050 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	4,536 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,401 sqft (2.55 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	62 E CHARLTON RD
City	SPENCER
State	MA
Zip	01562-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	50
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3008
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 E CHARLTON RD, SPENCER, MA 01562-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU
Sep 14, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2012 · Amount on Record
Deed Sale	Mar 30, 2012 · Amount on Record
Prior Sale	Apr 5, 1996 · Amount on Record
Deed Book / Page	48751 / 202
Last Transfer Date	Aug 4, 2020
Transfer Doc	63249-50
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	62 E CHARLTON RD, SPENCER, MA 01562-2812
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	071145-234
Date	Oct 11, 2024
Book Page	71145/234
Instrument	83720

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 14, 2020
Property Address	62 E CHARLTON RD, SPENCER, MA 01562-2812
Document Number	63249-50
Book / Page	63249 / 50
Instrument Date	Aug 4, 2020
Instrument	105803
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	63249-53
Date	Sep 14, 2020
Book Page	63249/53
Instrument	105804

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,863.00 (+9,431.94%)	$625,000 (+1.1%) Land $68,900 Building $556,100	$641,033 (+42.42%)
2025	$72.00 (-98.91%)	$618,200 (+7.21%) Land $60,500 Building $557,700	$450,110
2024	$6,596.00 (+8.11%)	$576,600 (+13.98%) Land $60,500 Building $516,100
2023	$6,101.00	$505,900 Land $60,500 Building $445,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Charlton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures