Worcester County and Spencer Town property record for 50 E Charlton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,600 sqft · built 2017 |
| Lot Size | 1.38 acres (60,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $56 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R14 B:00053 L:00003 |
| Primary APN | SPEN M:00R14 B:00053 L:00003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,611 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,273 sqft (1.38 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 50 E CHARLTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 53 |
| Legal Lot Number | 3 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 50 E CHARLTON RD, SPENCER, MA 01562-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 2021139283 |
| Deed Book / Page | 66216 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 4, 2021 |
| Property Address | 50 E CHARLTON RD, SPENCER, MA 01562-2812 |
| Document Number | 66216-207 |
| Book / Page | 66216 / 207 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 139283 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 50 E CHARLTON RD, SPENCER, MA 01562-2812 |
| Document Number | 139284 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 139284 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 50 E CHARLTON RD, SPENCER, MA 01562-2812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63565-170 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 63565/170 |
| Instrument | 126710 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56.00 (-98.94%) | $482,200 (+4.39%) Land $56,700 Building $425,500 | $451,535 |
| 2024 | $5,284.00 (+5.96%) | $461,900 (+11.7%) Land $56,700 Building $405,200 | |
| 2023 | $4,987.00 | $413,500 Land $56,700 Building $356,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
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