Monmouth County and Rumson Borough property record for 63 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,533 sqft · built 2014 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,999,999 (Sep 2025) |
| Tax Bill | $23,682 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Apr 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00036-0000-00023 |
| Primary APN | 41-00036-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,533 sqft Living Area |
| 1st Floor Area | 4,533 sqft |
| Upper Floors Area | 1,924 sqft |
| Basement Area | 1,559 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Garage Area | 335 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 064200 |
|---|---|
| Street Address | 63 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 36 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Apr 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 9, 2025 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 8, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Prior Sale | Sep 8, 2022 · Amount on Record |
| Deed Document Number | 202571728 |
| Deed Book / Page | 9755 / 5029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE STLMT SOLUTION |
| Name | Verified Name |
|---|
| Document Number | 0097179010 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 9717/9010 |
| Instrument | 2024089774 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096851971 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 9685/1971 |
| Instrument | 2024026143 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 9, 2025 |
| Property Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0097555029 |
| Book / Page | 9755 / 5029 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025071728 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 PINE COVE RD, FAIR HAVEN, NJ 07704-3218 |
| Name | Verified Name |
|---|---|
| Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 2025071729 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025071729 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 8, 2022 |
| Property Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0096144317 |
| Book / Page | 9614 / 4317 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022091971 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 PINE COVE RD, 100, FAIR HAVEN, NJ 07704-3251 |
| Name | Verified Name |
|---|---|
| Address | 63 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 2022091973 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022091973 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.75% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,881,400 (+27.63%) Land $1,114,900 Building $1,766,500 | $2,881,400 (+27.63%) Land $1,114,900 Building $1,766,500 | |
| 2025 | $23,682.00 (-2.04%) | $2,257,600 (+15.77%) Land $992,500 Building $1,265,100 | $2,257,600 (+15.77%) Land $992,500 Building $1,265,100 |
| 2024 | $24,175.00 (-7.87%) | ||
| 2023 | $1,950,000 Land $892,600 Building $1,057,400 | $1,950,000 Land $892,600 Building $1,057,400 | |
| 2022 | $26,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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