70 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 70 Bingham Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,126 sqft · built 1904
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Tax Bill$16,892 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-00035-0000-00006

Property Details

APN / Parcel Number

Primary APN41-00035-0000-00006
Alternative APNs
  • 410003500006
  • 060600

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,126 sqft Living Area
1st Floor Area1,701 sqft
Upper Floors Area1,496 sqft
Basement Area1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions175 ft deep x 60 ft wide
Garage Area260 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number060600
Street Address70 BINGHAM AVE
CityRUMSON
StateNJ
Zip07760-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block35
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3027
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00035-0000-00006

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address70 BINGHAM AVE, RUMSON, NJ 07760-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 21, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2005
Deed SaleDec 14, 2005
Prior SaleJul 24, 2004 · Amount on Record
Deed Book / Page8525 / 4302
Prior Transfer DateJul 29, 2005
Prior Transfer Doc0085254302
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address70 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number0000074738
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518

Mortgage

Document Number0000074738
DateAug 16, 2019
Book Page009363/006116
Instrument74738
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address70 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number0000087854
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518

Mortgage

Document Number0000087854
DateSep 08, 2017
Book Page009247/003122
Instrument87854
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 07, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,846,600 (+14.67%) Land $998,800 Building $847,800$1,846,600 (+14.67%) Land $998,800 Building $847,800
2025$16,892.00 (+3.26%)$1,610,300 (+15.63%) Land $888,800 Building $721,500$1,610,300 (+15.63%) Land $888,800 Building $721,500
2024$16,358.00 (+0.58%)
2023$1,392,600 Land $797,400 Building $595,200$1,392,600 Land $797,400 Building $595,200
2022$16,263.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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