55 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 55 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,395 sqft · built 2016
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on File
Last Sale	$1,315,000 (Feb 2020)
Tax Bill	$20,414 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00036-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`41-00036-0000-00026`
Alternative APNs	`410003600026` `064500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,395 sqft Living Area
1st Floor Area	2,092 sqft
Upper Floors Area	1,764 sqft
Basement Area	1,516 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	168 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	320 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064500
Street Address	55 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	PARMLY PARK
Legal Block	36
Legal Lot Number	26
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1003
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 BINGHAM AVE, RUMSON, NJ 07760-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	202022230
Deed Book / Page	9399 / 3919
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 26, 2020
Property Address	55 BINGHAM AVE, RUMSON, NJ 07760-1533
Document Number	0000022230
Book / Page	009399 / 003919
Instrument Date	Jan 10, 2020
Instrument	22230
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 BINGHAM AVE RUMSON NJ 077601533, RUMSON, NJ 07760-1533

Mortgage

Document Number	22231
Date	Feb 26, 2020
Book Page	009399/003950
Instrument	22231

Lender

Name	OCEANFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,221,900 (+14.18%) Land $1,191,500 Building $1,030,400	$2,221,900 (+14.18%) Land $1,191,500 Building $1,030,400
2025	$20,414.00 (+2.43%)	$1,946,000 (+14.37%) Land $1,069,100 Building $876,900	$1,946,000 (+14.37%) Land $1,069,100 Building $876,900
2024	$19,930.00 (-0.33%)
2023		$1,701,500 Land $969,300 Building $732,200	$1,701,500 Land $969,300 Building $732,200
2022	$19,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20