629 Locust St, Festus, MO 63028 Property Records

Jefferson County property record for 629 Locust St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,212 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,457 (Aug 2026)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01005007`

Property Details

APN / Parcel Number

Primary APN	`193.007.01005007`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	629 LOCUST ST
City	FESTUS
State	MO
Zip	63028-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKERS PLACE LOT 2
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	PARKERS PLACE
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1001
Census Tract	700900

Owner

Source: Jefferson County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 LOCUST ST, FESTUS, MO 63028-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 4, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Jul 8, 2014 · Amount on Record
Deed Document Number	202623311
Prior Transfer Date	Jul 2, 2014
Prior Transfer Doc	2014R019923
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 24, 2026
Property Address	629 LOCUST ST, FESTUS, MO 63028-6000
Document Number	0000023311
Instrument Date	Aug 21, 2026
Instrument	202623311
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 LOCUST ST, FESTUS, MO 63028-6000

Mortgage

Document Number	0000023312,
Date	Aug 24, 2026
Instrument	202623312

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	629 LOCUST ST, FESTUS, MO 63028-6000
Document Number	0000030268
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 LOCUST ST FESTUS MO 630286000, FESTUS, MO 63028-6000

Mortgage

Document Number	0000030268
Date	Aug 19, 2020
Instrument	30268

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	629 LOCUST ST, FESTUS, MO 63028-6000
Document Number	0000011438
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 LOCUST ST FESTUS MO 630286000, FESTUS, MO 63028-6000

Mortgage

Document Number	0000011438
Date	Apr 17, 2017
Instrument	11438

Lender

Name	COMMERCE BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,400 (-) Land $1,800 Building $22,600	$128,600 (-) Land $9,400 Building $119,200
2025	$1,339.00 (+6.1%)	$24,400 (+9.42%) Land $1,800 Building $22,600	$128,600 (-) Land $9,400 Building $119,200
2024	$1,262.00 (+0.48%)		$128,600 (+9.45%) Land $9,400 Building $119,200
2023	$1,256.00	$22,300 Land $1,800 Building $20,500	$117,500 Land $9,400 Building $108,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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