625 Locust St, Festus, MO 63028 Property Records

Jefferson County property record for 625 Locust St, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,715 sqft · built 1998
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Tax Bill$1,822 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN193.007.01005009

Property Details

APN / Parcel Number

Primary APN193.007.01005009

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,715 sqft Living Area
Gross Area2,255 sqft
1st Floor Area1,715 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area540 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area85 sqft
Patio Area459 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address625 LOCUST ST
CityFESTUS
StateMO
Zip63028-6000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKERS PLACE LOT 3
Legal Range6E
Legal Township40N
Legal Section07
Legal SubdivisionPARKERS PLACE
Legal Block1
Legal Lot Number3
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1001
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address625 LOCUST ST, FESTUS, MO 63028-6000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2017
Deed SaleDec 8, 2017
Prior SaleAug 18, 1998 · Amount on Record
Deed Document Number201738710
Prior Transfer DateNov 28, 2017
Prior Transfer Doc0000038710
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address625 LOCUST ST, FESTUS, MO 63028-6000
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015331
DateMay 6, 2020
Instrument2020R-015331
Lender
NameLOANPAL LLC
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,200 (-) Land $1,800 Building $31,400$174,400 (-) Land $9,400 Building $165,000
2025$1,822.00 (+5.87%)$33,200 (+9.21%) Land $1,800 Building $31,400$174,400 (-) Land $9,400 Building $165,000
2024$1,721.00 (+0.53%)$174,400 (+9.07%) Land $9,400 Building $165,000
2023$1,712.00 (+0.06%)$30,400 (-) Land $1,800 Building $28,600$159,900 (-) Land $9,400 Building $150,500
2022$1,711.00$30,400 Land $1,800 Building $28,600
2021$159,900 Land $9,400 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number