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628 Locust St, Festus, MO 63028 Property Records

Jefferson County property record for 628 Locust St, Festus, MO 63028 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 904 sqft · built 1999
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$129,700 (May 2004)
Tax Bill$1,704 (2024)
Deeds & MortgagesDec 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN193.007.01005010

Property Details

APN / Parcel Number

Primary APN193.007.01005010

Interior

Full Baths2 Baths
Stories2 Stories
Building Area904 sqft Living Area
Gross Area1,224 sqft
Basement Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area320 sqft
PorchEnclosed Frame Porch
Porch Area428 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address628 LOCUST ST
CityFESTUS
StateMO
Zip63028-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKERS PLACE LOT 4
Legal Range6E
Legal Township40N
Legal Section07
Legal SubdivisionPARKERS PLACE
Legal Block1
Legal Lot Number4
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1001
Census Tract700900

Owner

Source: Jefferson County records · APN 193.007.01005010

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address628 LOCUST ST, FESTUS, MO 63028-6001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
ENTERPRISE BANK & TRUST
Sep 18, 2020Deed of Trust, Mortgage
ENTERPRISE BK
Dec 21, 2018Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2004 · Amount on Record
Deed SaleMay 27, 2004 · Amount on Record
Prior SaleDec 02, 1999 · Amount on Record
Deed Document Number200430310
Last Transfer DateJun 24, 2005
Transfer Doc0000038630
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address628 LOCUST ST, FESTUS, MO 63028-6001
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 LOCUST ST, FESTUS, MO 63028-6001

Mortgage

Document Number0000052556
DateDec 06, 2021
Instrument2021R-052556
Lender
NameENTERPRISE BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63132
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address628 LOCUST ST, FESTUS, MO 63028-6001
Document Number0000036039
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedNov 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 LOCUST ST FESTUS MO 630286001, FESTUS, MO 63028-6001

Mortgage

Document Number0000036039
DateSep 28, 2020
Instrument36039
Lender
NameENTERPRISE BK
TypeBank
AddressSAINT LOUIS, MO 63132
Agreement
AmountAmount Recorded
Term240 Months
DueSep 27, 2040

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address628 LOCUST ST, FESTUS, MO 63028-6001
Document Number0000000035
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 17, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address628 LOCUST ST FESTUS MO 630286001, FESTUS, MO 63028-6001

Mortgage

Document Number0000000035
DateJan 02, 2019
Instrument35
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term180 Months
DueJan 01, 2034

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$33,200 (+10.3%) Land $1,800 Building $31,400$174,800 (-) Land $9,400 Building $165,400
2024$1,704.00 (+0.53%)$174,800 (+10.56%) Land $9,400 Building $165,400
2023$1,695.00$30,100 Land $1,800 Building $28,300$158,100 Land $9,400 Building $148,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2003, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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