629 Kristen St, Plano, IL 60545 Property Records

Kendall County property record for 629 Kristen St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 2006
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2023)
Tax Bill	$7,083 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-252-008`

Property Details

APN / Parcel Number

Primary APN	`01-24-252-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 KRISTEN ST
City	PLANO
State	IL
Zip	60545-1483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 872 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	872
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3041
Census Tract	890501

Owner

Source: Kendall County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 KRISTEN ST, PLANO, IL 60545-1483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 29, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ILOAN LLC
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 16, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	202311088
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000001332
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 KRISTEN ST, PLANO, IL 60545-1483
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 KRISTEN ST, PLANO, IL 60545-1483

Mortgage

Document Number	0000000520
Date	Jan 10, 2022
Instrument	202200000520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jan 29, 2026
Property Address	629 KRISTEN ST, PLANO, IL 60545-1483
Document Number	0000001332
Instrument Date	Dec 12, 2025
Instrument	202600001332
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 KRISTEN ST, PLANO, IL 60545-1483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	629 KRISTEN ST, PLANO, IL 60545-1483

Mortgage

Document Number	0000001333
Date	Jan 29, 2026
Instrument	202600001333

Lender

Name	ILOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 26, 2023
Property Address	629 KRISTEN ST, PLANO, IL 60545-1483
Document Number	0000011088
Map Reference	DOC 2005-00000459
Instrument Date	Sep 15, 2023
Instrument	202300011088
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 KRISTEN ST, PLANO, IL 60545-1483

Mortgage

Document Number	0000011089
Date	Sep 26, 2023
Instrument	202300011089

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 KRISTEN ST, PLANO, IL 60545-1483
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020509
Date	Dec 29, 2017
Instrument	201700020509

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 13, 2032

Interest

Rate	6.94%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 16, 2018
Property Address	629 KRISTEN ST, PLANO, IL 60545-1483
Document Number	0000009911
Instrument Date	Jul 2, 2018
Instrument	9911
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 KRISTEN ST PLANO IL 605451483, PLANO, IL 60545-1483

Mortgage

Document Number	9912
Date	Jul 16, 2018
Instrument	9912

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,083.00 (+3.18%)	$85,446 (+24.48%) Land $10,918 Building $74,528	$256,338 (+24.48%) Land $32,754 Building $223,584
2024	$6,865.00	$68,643 (+23.22%) Land $9,377 Building $59,266	$205,929 (+23.22%) Land $28,131 Building $177,798
2022		$55,707 Land $7,610 Building $48,097	$167,121 Land $22,830 Building $144,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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