620 Kristen St, Plano, IL 60545 Property Records

Kendall County property record for 620 Kristen St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,045 sqft · built 2005
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Apr 2017)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-250-031`

Property Details

APN / Parcel Number

Primary APN	`01-24-250-031`

Interior

Stories	1 Story
Building Area	1,045 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 KRISTEN ST
City	PLANO
State	IL
Zip	60545-1493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 939 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	939
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3036
Census Tract	890501

Owner

Source: Kendall County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 KRISTEN ST, PLANO, IL 60545-1493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Sep 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Dec 1, 2013 · Amount on Record
Deed Document Number	20175350
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0000000006
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	620 KRISTEN ST, PLANO, IL 60545-1493
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 KRISTEN ST, PLANO, IL 60545-1493

Mortgage

Document Number	0000003565
Date	Apr 3, 2023
Instrument	202300003565

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	620 KRISTEN ST, PLANO, IL 60545-1493
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014775
Date	Sep 7, 2022
Instrument	202200014775

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	620 KRISTEN ST, PLANO, IL 60545-1493
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 JRISTEN STREET, PLANO, IL 60545

Mortgage

Document Number	0000019902
Date	Oct 8, 2020
Instrument	202000019902

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	620 KRISTEN ST, PLANO, IL 60545-1493
Document Number	0000015448
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 KRISTEN ST PLANO IL 605451493, PLANO, IL 60545-1493

Mortgage

Document Number	0000015448
Date	Oct 16, 2019
Instrument	15448

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 11, 2017
Property Address	620 KRISTEN ST, PLANO, IL 60545-1493
Document Number	0000005350
Instrument Date	Apr 7, 2017
Instrument	5350
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 KRISTEN ST PLANO IL 605451493, PLANO, IL 60545-1493

Mortgage

Document Number	5351
Date	Apr 11, 2017
Instrument	5351

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,236.00 (+3.18%)	$87,719 (+53.43%) Land $10,918 Building $76,801	$263,157 (+53.43%) Land $32,754 Building $230,403
2024	$7,013.00
2022		$57,173 Land $7,610 Building $49,563	$171,519 Land $22,830 Building $148,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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