703 Kristen St, Plano, IL 60545 Property Records

Kendall County property record for 703 Kristen St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,604 sqft · built 2005
Lot Size	0.232 acres (10,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2026)
Tax Bill	$7,853 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-252-006`

Property Details

APN / Parcel Number

Primary APN	`01-24-252-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,604 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,111 sqft (0.232 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 KRISTEN ST
City	PLANO
State	IL
Zip	60545-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 874 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	874
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3041
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 WESTERN DR, NORTH AURORA, IL 60542-4103
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jun 22, 2022	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 3, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20262288
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	0000006970
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 18, 2026
Property Address	703 KRISTEN ST, PLANO, IL 60545-1482
Document Number	0000002288
Map Reference	DOC 2005-0000549
Instrument Date	Feb 9, 2026
Instrument	202600002288
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 KRISTEN ST, PLANO, IL 60545-1482

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 WESTERN DR, NORTH AURORA, IL 60542-4103

Mortgage

Document Number	0000002289
Date	Feb 18, 2026
Instrument	202600002289

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 22, 2022
Property Address	703 KRISTEN ST, PLANO, IL 60545-1482
Document Number	0000010696
Map Reference	DOC 2005-00000459
Instrument Date	Jun 16, 2022
Instrument	202200010696
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 KRISTEN ST, PLANO, IL 60545-1482

Mortgage

Document Number	0000010697
Date	Jun 22, 2022
Instrument	202200010697

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 3, 2019
Property Address	703 KRISTEN ST, PLANO, IL 60545-1482
Document Number	0000006970
Instrument Date	May 8, 2019
Instrument	6970
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 KRISTEN ST PLANO IL 605451482, PLANO, IL 60545-1482

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,222 (+30.45%) Land $10,918 Building $94,304	$315,666 (+30.45%) Land $32,754 Building $282,912
2024	$7,853.00	$80,659 (+23.22%) Land $9,377 Building $71,282	$241,977 (+23.22%) Land $28,131 Building $213,846
2022		$65,458 Land $7,610 Building $57,848	$196,374 Land $22,830 Building $173,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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