629 Gaines Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 629 Gaines Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1960
Square Footage2,228 sqft Adjusted Area
Lot Size87,120 sqft (2 acres)
Garage864 sqft
OccupancyOwner Occupied
Tax Bill$1,025.00 (2025)

Property Details

APN / Parcel Number

Primary APN4-08-1-12-00-0-00017-05

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,228 sqft Adjusted Area
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces3 Parking Spaces
Garage Area864 sqft Garage

Location & Zoning

Street Address629 GAINES RD
CityHERNANDO
StateMS
Zip38632-9069
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NE1/4 SW1/4
Legal Range08
Legal Township04
Legal Section12
Legal Lot Number17
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1008
Census Tract71123

Owner

Source: DeSoto County records · APN 4-08-1-12-00-0-00017-05

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address629 GAINES RD, HERNANDO, MS 38632-9069
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2017Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Jul 12, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE INVESTORS GROUP INC
Jul 14, 2017Warranty Deed, Transfer · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2024
Deed SaleMay 22, 2024
Prior SaleJul 12, 2019
Deed Doc Number0010249089
Deed Book / Page1024 / 9089
Record RefreshedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address629 GAINES RD, HERNANDO, MS 38632-9069
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170831010251090
DateAug 31, 2017
Instrument20170831010251090
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueJun 28, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 12, 2019
Property Address629 GAINES RD, HERNANDO, MS 38632-9069
Document Number000893/141
Book / Page0893 / 141
Instrument DateJul 08, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7180 HIGHWAY 51 S, 7180, HERNANDO, MS 38632-8935

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 GAINES RD, HERNANDO, MS 38632-9069

Mortgage

Document Number0004760215
DateJul 12, 2019
Instrument4760/215
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 14, 2017
Property Address629 GAINES RD, HERNANDO, MS 38632-9069
Document Number20170714010203130
Instrument DateJun 28, 2017
Instrument20170714010203130
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2599 HIGHWAY 72, 2599, THREE RIVERS, TX 78071-3272

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 GAINES RD, HERNANDO, MS 38632-9069

Mortgage

Document Number20170714010203140
DateJul 14, 2017
Instrument20170714010203140
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJun 28, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,025.00 (+15.43%)$15,881 (+34.9%) Land $2,000 Building $13,881$158,811 (+34.9%) Land $20,000 Building $138,811
2023$888.00$11,772$117,722 Land $20,000 Building $97,722

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