DeSoto County property record for 681 Gaines Rd, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1999 |
| Square Footage | 3,335 sqft Adjusted Area |
| Lot Size | 397,703 sqft (9.13 acres) |
| Pool | 608 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $399,000 (2026) |
| Tax Bill | $1,535.00 (2025) |
| Primary APN | 4-08-1-12-00-0-00017-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,335 sqft Adjusted Area |
| 1st Floor | 1,959 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Material | Shingle Roof |
| Lot Area | 397,703 sqft (9.13 acres) |
| Pool Area | 608 sqft Pool |
| Patio Area | 688 sqft Patio |
| Utility Building | 1,440 sqft Utility Building |
| Street Address | 681 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9069 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT NE 1/4 SW 1/4 WALKER HILLS LOT 2 |
| Legal Range | 008 |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | WALKER HILLS SD |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-12-00-0-00017-04
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jan 07, 2011 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Aug 01, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK STATE CHARTERED INSTIT |
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK |
| Jun 03, 2020 | Intrafamily Transfer, Transfer |
| Jul 03, 2018 | Intrafamily Transfer, Transfer |
| Mar 27, 2014 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK STATE CHARTERED I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2014 · Amount on Record |
| Deed Book / Page | 1026 / 6280 |
| Prior Transfer Date | Jun 02, 2020 |
| Prior Transfer Doc | 000921/226 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | T0459200721 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | T04592-00721 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 09, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 5662/120655 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 5662/120655 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38671 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 07, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003263/494 |
|---|---|
| Date | Jan 07, 2011 |
| Book Page | 3263/494 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 05, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TITLE ESCROW & CLOSING |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003476/675 |
|---|---|
| Date | Aug 01, 2012 |
| Book Page | 3476/675 |
| Name | BANCORPSOUTH BANK STATE CHARTERED INSTIT |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 13, 2026 |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 1026006280 |
| Book / Page | 1026 / 6280 |
| Instrument Date | Apr 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 5663039350, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 5663/39350 |
| Name | PATRIOT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 03, 2020 |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 000921/226 |
| Book / Page | 921 / 226 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 03, 2018 |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 000860/552 |
| Book / Page | 860 / 552 |
| Map Reference | BK 730 PG 591 |
| Instrument Date | Jul 03, 2018 |
| Instrument | W00860-00552 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Name | Verified Name |
|---|---|
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 27, 2014 |
| Property Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Document Number | 000730/591 |
| Book / Page | 0730 / 591 |
| Instrument Date | Mar 24, 2014 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST NATIONAL TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 681 GAINES RD, HERNANDO, MS 38632-9069 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | PO BOX 973, HERNANDO, MS 38632-0973 |
| Document Number | 0003793162 |
|---|---|
| Date | Mar 27, 2014 |
| Instrument | 3793/162 |
| Name | BANCORPSOUTH BANK STATE CHARTERED I |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2024 |
| Type Change Date | Jul 01, 2019 |
|---|
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,535.00 (-17.34%) | $25,897 (-) Land $4,565 Building $21,332 | $258,971 (-) Land $45,650 Building $213,321 |
| 2023 | $1,857.00 | $25,897 | $258,971 Land $45,650 Building $213,321 |
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