DeSoto County property record for 415 Gaines Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,590 sqft · built 1987 |
| Lot Size | 11.1 acres (483,516 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-08-1-12-02-0-00010-00 |
| Primary APN | 4-08-1-12-02-0-00010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Adjusted Area |
| 1st Floor Area | 1,500 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 483,516 sqft (11.1 acres) |
| Shed | 1 Shed |
| Shed Area | 488 sqft |
| Street Address | 415 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | WHEELER FARMS S-D 1ST ADDITION LOT 10 |
| Legal Range | 008 |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | WHEELER FARMS S-D 1ST ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71123 |
415 Gaines Rd is owned and occupied by an individual who acquired it in May 2018.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 GAINES RD, HERNANDO, MS 38632-9065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 26, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2018 |
| Transfer Doc | 000883/671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 415 GAINES RD, HERNANDO, MS 38632-9065 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE & ESCROW SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 004807/569 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 4807/569 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 26, 2019 |
| Property Address | 415 GAINES RD, HERNANDO, MS 38632-9065 |
| Document Number | 000883/671 |
| Book / Page | 0883 / 671 |
| Map Reference | MB 12 PG 48&49 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 GAINES RD, 415, HERNANDO, MS 38632-9065 |
| Name | Verified Name |
|---|---|
| Address | 415 GAINES RD, HERNANDO, MS 38632-9065 |
The 2025 property tax bill for 415 Gaines Rd was $987.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 | $15,423 Land $4,500 Building $10,923 | $154,228 Land $45,000 Building $109,228 |
| 2023 | $918.00 | $12,068 | $120,680 Land $45,000 Building $75,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Gaines Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Gaines Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA LAKES private · serves 768 people · EPA ID MS0170020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | BELMONT WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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