629 Cuda Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 629 Cuda Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1969
Lot Size	0.309 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$877,000 (Jun 2019)
Tax Bill	$12,135 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00483660-000000`

Property Details

APN / Parcel Number

Primary APN	`00483660-000000`
Alternative APNs	`13623800483660000000` `1593281`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,014 sqft Living Area
1st Floor Area	726 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Pile
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	75 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	709 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1593281
Old Parcel Number	13623800483660000000
Street Address	629 CUDA LN
City	KEY LARGO
State	FL
Zip	33037-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 18 & 19 AND20 RAES CUDA CANAL SUBD KEY LARGO PB3-186 OR435-138/39 OR439-1100 OR453-59 OR936-1733 OR1131-1257 OR1136-248
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	RAE'S CUDA CANAL SUBD
Legal Lot Number	18-19 19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

629 Cuda Ln is owned by an individual who bought it in June 2019.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3421 SW 124TH CT, MIAMI, FL 33175-2953
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBUS CAPITAL LENDING LLC
Jun 7, 2019	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	May 10, 2010 · Amount on File
Deed Document Number	2223789
Deed Book / Page	2969 / 0466
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	629 CUDA LN, KEY LARGO, FL 33037-3805
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FLORIDA TITLE PROFESSIONALS IN, FLORIDA TITLE PROFESSIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 CUDA LN, KEY LARGO, FL 33037-3805

Mortgage

Document Number	0031352031
Date	Nov 4, 2021
Book Page	3135/2031
Instrument	2347279

Lender

Name	COLUMBUS CAPITAL LENDING LLC
Type	Mortgage Company
Address	MIAMI, FL 33176

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2019
Property Address	629 CUDA LN, KEY LARGO, FL 33037-3805
Document Number	0029690466
Book / Page	2969 / 0466
Map Reference	MB 3 PG 186
Instrument Date	May 31, 2019
Instrument	2223789
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11141 BLACKHAWK BLVD, 11141, DAVIE, FL 33328-2107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 SW 124TH CT, MIAMI, FL 33175-2953

Mortgage

Document Number	0029690468
Date	Jun 7, 2019
Instrument	2969-0468

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	4
Max Rate	11.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,590,531 Land $1,034,640 Building $555,891	$1,590,531 Land $1,034,640 Building $555,891
2024	$12,135.00 (+3.43%)
2023	$11,733.00 (+40.78%)	$1,466,257 (+41.46%) Land $1,079,325 Building $386,932	$1,466,257 (+41.46%) Land $1,079,325 Building $386,932
2022	$8,334.00	$1,036,483 Land $758,768 Building $277,715	$1,036,483 Land $758,768 Building $277,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Cuda Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 629 Cuda Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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