Monroe County property record for 607 Cuda Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,206 sqft · built 1976 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $635,000 (Sep 2015) |
| Tax Bill | $9,517 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00483740-000000 |
| Primary APN | 00483740-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Garage Area | 483 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,295 sqft |
| Deck Area | 4,400 sqft |
| Patio Area | 4,574 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1593362 |
|---|---|
| Old Parcel Number | 13623800483740000000 |
| Street Address | 607 CUDA LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 RAES CUDA CANAL SUBD PB3-186 KEY LARGO OR508-924 OR649-891 OR1216-999 OR1216-1000 OR1222-105 OR1222-106 OR1236-462 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 13 |
| Legal Subdivision | RAE'S CUDA CANAL SUBD |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 607 CUDA LN, KEY LARGO, FL 33037-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on Record |
| Deed Sale | Sep 14, 2015 · Amount on Record |
| Prior Sale | Aug 1, 2012 · Amount on Record |
| Deed Document Number | 2045379 |
| Deed Book / Page | 2760 / 1510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 607 CUDA LN, KEY LARGO, FL 33037-3805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030191216 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 3019/1216 |
| Instrument | 2264082 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253,114 (+20.67%) Land $633,420 Building $619,694 | $1,253,114 (+20.67%) Land $633,420 Building $619,694 | |
| 2024 | $9,517.00 (+8.21%) | ||
| 2023 | $8,795.00 (+24.1%) | $1,038,494 (+24.45%) Land $649,256 Building $389,238 | $1,038,494 (+24.45%) Land $649,256 Building $389,238 |
| 2022 | $7,087.00 | $834,437 Land $475,065 Building $359,372 | $834,437 Land $475,065 Building $359,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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