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625 Cuda Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 625 Cuda Ln, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 925 sqft · built 1987
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$880,000 (Jan 2022)
Tax Bill$7,442 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00483670-000000

Property Details

APN / Parcel Number

Primary APN00483670-000000
Alternative APNs
  • 13623800483670000000
  • 1593290

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area925 sqft Living Area
1st Floor Area925 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions75 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area392 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1593290
Old Parcel Number13623800483670000000
Street Address625 CUDA LN
CityKEY LARGO
StateFL
Zip33037-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 RAE'S CUDA CANAL SUBD KEY LARGO PB3-186 OR440-742 OR1593-1751 OR1722-40 OR3149-2461
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionRAE'S CUDA CANAL SUBD
Legal Lot Number21
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1009
Census Tract970600

Owner

Source: Monroe County records · APN 00483670-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address625 CUDA LN, KEY LARGO, FL 33037-3805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleAug 27, 1999 · Amount on Record
Deed Document Number2357693
Deed Book / Page3149 / 2461
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 20, 2022
Property Address625 CUDA LN, KEY LARGO, FL 33037-3805
Document Number0031492461
Book / Page3149 / 2461
Map ReferenceMB 3 PG 186
Instrument DateJan 19, 2022
Instrument2357693
Transaction TypeTransfer
Record UpdatedFeb 03, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address257 NAVARRE DR, 257, MIAMI SPRINGS, FL 33166-5817

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address625 CUDA LN, KEY LARGO, FL 33037-3805

Mortgage

Document Number0031492463
DateJan 20, 2022
Instrument3149/2463
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$811,892 (+5.99%)$909,364 (+15.47%) Land $550,800 Building $358,564
2024$7,442.00 (-0.45%)
2023$7,476.00 (+39.69%) Homeowner's exemption$766,031 (+21.98%)$787,524 (+25.4%) Land $564,570 Building $222,954
2022$5,352.00$627,988 Land $413,100 Building $214,888$627,988 Land $413,100 Building $214,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 216 locations within half a mile of this property.

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