6287 Centre Stone Ring, Columbia, MD 21044 Property Records

Howard County property record for 6287 Centre Stone Ring, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,202 sqft · built 1978
Lot Size	0.118 acres (5,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,500 (Jul 2018)
Tax Bill	$7,121 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-051663`

Property Details

APN / Parcel Number

Primary APN	`15-051663`
Alternative APN	`051663`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,202 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,120 sqft (0.118 acres)
Porch	Slab
Porch Area	190 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051663
Street Address	6287 CENTRE STONE RING
City	COLUMBIA
State	MD
Zip	21044-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT N-8 S 1 AR 1 6287 CENTRE STONE RING VIL HICKORY RIDGE
Legal Subdivision	COLUMBIA VILLAGE OF HICKORY RIDGE
Legal Lot Number	N 8
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4005
Census Tract	605602

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI EQUITY RSRCS
Jul 25, 2018	Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS
Apr 4, 2018	Grant Deed, Transfer REALTY TITLE INC
Apr 12, 2017	Deed, Transfer · Stand-Alone First Mortgage LENDING HAND MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Book / Page	18287 / 341
Prior Transfer Date	Jun 19, 2015
Prior Transfer Doc	0162790388
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	OLYMPIC TITLE, OLYMPIA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207770197
Date	Aug 4, 2021
Book Page	20777/197

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0194090082
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OLYMPIA TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6287 CENTRE STONE RING COLUMBIA MD 210443796, COLUMBIA, MD 21044-3796

Mortgage

Document Number	0194090082
Date	Jun 1, 2020
Book Page	019409/000082

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 25, 2018
Property Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0182870341
Book / Page	018287 / 000341
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6287 CENTRE STONE RING COLUMBIA MD 210443796, COLUMBIA, MD 21044-3796

Mortgage

Document Number	182870346
Date	Jul 25, 2018
Book Page	018287/000346

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 4, 2018
Property Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0181150326
Book / Page	018115 / 000326
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	REALTY TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1101 SNIDER LN SILVER SPRING MD 209054135, SILVER SPRING, MD 20905-4135

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 12, 2017
Property Address	6287 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0175340134
Book / Page	17534 / 134
Map Reference	PL3595
Instrument Date	Mar 28, 2017
Instrument	17534-134
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	REALTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SNIDER LN, SILVER SPRING, MD 20905-4135
Investor	Possibly a Property Investor

Mortgage

Document Number	17534139
Date	Apr 12, 2017
Instrument	17534-139

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,121.00 (+4.44%)	$458,767 (+4.42%)	$478,200 (-) Land $255,500 Building $222,700
2025	$6,818.00 (+52.15%)	$439,333 (+7.43%)	$478,200 (+13.88%) Land $255,500 Building $222,700
2023		$408,933 (+2.76%)	$419,900 (-) Land $235,500 Building $184,400
2022	$4,481.00	$397,967	$419,900 Land $235,500 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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