6277 Centre Stone Ring, Columbia, MD 21044 Property Records

Howard County property record for 6277 Centre Stone Ring, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,184 sqft · built 1978
Lot Size	0.095 acres (4,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2019)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-051612`

Property Details

APN / Parcel Number

Primary APN	`15-051612`
Alternative APN	`051612`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,184 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,156 sqft (0.095 acres)
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051612
Street Address	6277 CENTRE STONE RING
City	COLUMBIA
State	MD
Zip	21044-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT N-3 S 1 AR 1 6277 CENTRE STONE RING VIL HICKORY RIDGE
Legal Subdivision	VILLAGE HICKORY RIDGE
Legal Lot Number	N 3
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4005
Census Tract	605602

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6277 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Aug 7, 2019	Deed, Transfer · Conventional Mortgage UNITED STATES SENATE FCU
Sep 27, 2018	Quit Claim Deed, Transfer HARBOR CITY RESEARCH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Deed Book / Page	18815 / 370
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0183850138
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6277 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204920441
Date	Apr 28, 2021
Book Page	20492/441

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 7, 2019
Property Address	6277 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0188150370
Book / Page	18815 / 370
Map Reference	PL 3595
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6277 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Investor	Possibly a Property Investor

Mortgage

Document Number	18815382
Date	Aug 7, 2019
Instrument	18815/382

Lender

Name	UNITED STATES SENATE FCU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 27, 2018
Property Address	6277 CENTRE STONE RING, COLUMBIA, MD 21044-3796
Document Number	0183850138
Book / Page	018385 / 000138
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	HARBOR CITY RESEARCH INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6277 CENTRE STONE RING COLUMBIA MD 210443796, COLUMBIA, MD 21044-3796

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,167 (+4.88%)	$486,800 (-) Land $255,000 Building $231,800
2025	$6,879.00 (+4.75%)	$443,533 (+9.03%)	$486,800 (+15.38%) Land $255,000 Building $231,800
2024	$6,567.00 (+48.91%)
2023		$406,800	$421,900 Land $235,000 Building $186,900
2022	$4,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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