6273 Centre Stone Ring, Columbia, MD 21044 Property Records

Howard County property record for 6273 Centre Stone Ring, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,078 sqft · built 1978
Lot Size	0.104 acres (4,550 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,960 (2026)
Deeds & Mortgages	Oct 2025 Transfer May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-030550`

Property Details

APN / Parcel Number

Primary APN	`15-030550`
Alternative APN	`030550`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,078 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,550 sqft (0.104 acres)
Porch	Slab
Porch Area	192 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	030550
Street Address	6273 CENTRE STONE RING
City	COLUMBIA
State	MD
Zip	21044-3795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT N-1 6273 CENTRE STONE RING VIL HICKORY RIDGE
Legal Subdivision	VILLAGE HIKCORY RIDGE
Legal Lot Number	N 1
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4005
Census Tract	605602

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6273 CENTRE STONE RING, COLUMBIA, MD 21044-3795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer
May 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2025
Transfer Doc	0229800208
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Oct 29, 2025
Property Address	6273 CENTRE STONE RING, COLUMBIA, MD 21044-3795
Document Number	0229800208
Book / Page	22980 / 208
Map Reference	MB 3595
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6273 CENTRE STONE RING, COLUMBIA, MD 21044-3795

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6273 CENTRE STONE RING, COLUMBIA, MD 21044-3795
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE STLMT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6273 CENTRE STONE RING, COLUMBIA, MD 21044-3795

Mortgage

Document Number	0219650497
Date	May 9, 2023
Book Page	21965/497

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,960.00 (+21.02%) Homeowner's exemption	$447,633 (+4.77%)	$468,000 (-) Land $255,000 Building $213,000
2025	$5,751.00 (+4.56%) Homeowner's exemption	$427,267 (+7.78%)	$468,000 (+15.02%) Land $255,000 Building $213,000
2024	$5,500.00 (+26.58%)
2023		$396,433	$406,900 Land $235,000 Building $171,900
2022	$4,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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